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Credit Bureau Services

In today's marketplace making informed decisions regarding our lending and sales decisions is more complicated and regulated. Consolidated Solutions recognized the needs of our lenders, dealerships and retailers as they pertain to credit, consumer identity, and regulatory compliance and as a result launched its "Credit Bureau Services" division with bureau partner, TransUnion.

TransUnion Credit Reports

Thousands of companies around the world depend on TransUnion Credit Reports for the consumer insight they need to make the best decisions.
TransUnion Credit Reports draw information from the TransUnion database, which contains files on more than 200 million consumers - that's virtually every credit-active adult in the United States. The information in the database is provided by more than 85,000 credit-granting institutions and data
furnishers. The database is updated, audited, and monitored on a regular basis. As a result, you can count on current, comprehensive information
when evaluating the financial responsibility of a prospect.

Additional Features

Depending on your business needs, you can make credit information even more powerful by adding optional features to your reports. Some of these options include:

  • Special Messages - Help reduce the risk of fraud and protect your customers.
  • Model Profiles - Display scores that help predict the future credit behavior.
  • Credit Summaries - Quickly assess the consumer's financial health to help make more accurate decisions.
  • Inquiry Analysis - Streamline collection efforts by locating individuals quickly.

Consumer Identities

Identity management solutions must address multiple issues across your business-not just fraud. Improve operational efficiencies,
 deliver consistent and reliable verification treatment and comply with regulations with the enhanced TransUnion Identity Management Verification
solution.

  • Make more comprehensive and faster decisions on consumer identities
  • Control costs and improve customer satisfaction by reducing manual reviews
  • Reduce exposure to fraud through extensive alert messages and identity risk scores
  • Comply with regulatory requirements such as Red Flags, OFAC and the USA Patriot Act.

For more information regarding our credit bureau services, please contact us by phone or email.

 

Consolidated Solutions, LLC ~ www.consolsolutions.com ~ 800-514-4304

 

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